Daperis CPAHigh-Earning Professionals
A big W-2 solves some problems and creates new ones. Backdoor Roths, equity comp, and where to actually park cash once the easy moves are used up.
Roth IRA Rules, and the Old Rollover IRA That Can Wreck a Backdoor Roth
Have an old 401(k) rollover sitting in a traditional IRA? It counts against your backdoor Roth math. Here's how the pro-rata rule actually catches people.
Read More ->ISOs, NSOs, RSAs, RSUs: How Each Gets Taxed
Four types of equity comp, four different tax triggers. Compare how ISOs, NSOs, RSAs, and RSUs are taxed, plus when an 83(b) actually helps.
Read More ->How to Avoid State Tax on Your Emergency Fund
Your resident state taxes savings account interest simply because you live there. Treasuries and munis are two ways around it.
Read More ->The New Cap on Itemized Deductions for Top-Bracket Earners
If you're in the 37% bracket, a dollar of itemized deductions is no longer worth 37 cents. Here's how the new cap actually works.
Read More ->HSAs: The Most Underused Tax Account in the Code
An HSA is one of the only accounts in the tax code that gives you a deduction going in, tax-free growth, and a tax-free withdrawal coming out.
Read More ->Specialized Accounting for Doctors, Consultants & Creative Professionals
Equity compensation, the backdoor Roth pro-rata trap, and a new cap on what your deductions are worth: the issues that show up once income gets high.
Read More ->Want to talk through your own situation?
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